
Tax season is officially here, and for many drivers across Vermont, that means one thing — opportunity.
Whether it’s catching up financially, planning ahead, or finally making a move you’ve been putting off, your tax refund can be a powerful tool. And when it comes to your vehicle, timing matters more than most people realize.
đź’ˇ Why Tax Season Is a Strategic Time to Buy
Every year, we see a surge in customers this time of year — and it’s not by accident.
Your tax refund can:
- Help cover or reduce your down payment
- Offset negative equity from your current vehicle
- Lower your monthly payment structure
- Give you flexibility you didn’t have just a few months ago
For many drivers, this is the moment where upgrading actually becomes possible.
đźš— Still Owe on Your Current Vehicle?
One of the biggest misconceptions we hear is:
“I can’t trade my vehicle because I still owe money on it.”
The reality is — that doesn’t automatically disqualify you.
In many cases:
- Your current loan can be evaluated and paid off as part of the process
- Remaining balances may be included in new financing (with approved credit)
- Lenders offer programs specifically designed for trade-ins with existing loans
Every situation is different, but there are often more options than people expect.
❄️ Vermont Driving Isn’t Getting Easier
Let’s be honest — February and March in the Northeast Kingdom can be some of the toughest driving months of the year.
If your current vehicle is:
- Struggling in snow or mud
- Racking up repair bills
- Lacking the safety or capability you need
…it might be time to consider something more reliable and better suited for Vermont roads.
🔧 It’s Not Just About a New Vehicle — It’s About Peace of Mind
Upgrading your vehicle isn’t just about getting something newer — it’s about:
- Confidence in winter conditions
- Reliability for your daily commute
- Safety for you and your family
- Avoiding unexpected repair costs
Those are things that matter every single day here in Vermont.
📍 Here to Help You Explore Your Options
At St. Johnsbury Chrysler Dodge Jeep Ram, we work with drivers from all over the Northeast Kingdom to review their situation and help them understand what’s possible.
No pressure — just real conversations about:
- Your current vehicle
- Your goals
- And what options may be available to you
If you’ve been thinking about making a change, tax season might be your window.
Stop by and see us on Memorial Drive — just over the railroad tracks — or reach out online to get started.
You might have more options than you think.


